Karvonen and maximum-heart-rate methods
The maximum-heart-rate method multiplies measured maximum heart rate by each zone percentage. The heart-rate-reserve method first subtracts resting heart rate from maximum heart rate, applies the same percentage, then adds resting heart rate back. Including resting heart rate usually moves the boundaries upward and better reflects the range available to that rider.
Use a maximum heart rate observed in a suitable hard cycling effort or supervised test. This calculator deliberately does not guess it from age because age-based equations can be meaningfully wrong for an individual. Record resting heart rate when calm and rested, ideally under similar morning conditions on several days.
How to use heart rate on the bike
Heart rate follows effort with a delay and changes with heat, hydration, caffeine, altitude, illness and accumulated fatigue. It is most useful for steady aerobic work and for comparing similar rides, not for controlling the opening seconds of short intervals.
Fixed percentage zones do not locate every rider's physiological thresholds. Treat the ranges as starting points, keep endurance work conversational, and combine heart rate with breathing, RPE and—when available—power. Medication and medical conditions can alter heart-rate response; seek individual clinical guidance when that applies.
Methodology and sources
The formula and limitations above were checked against these research sources:
- Swain and Leutholtz (1997), Heart-rate reserve and oxygen-uptake reservePrimary study supporting the relationship between percentage heart-rate reserve and percentage oxygen-uptake reserve.
- Mann, Lamberts and Lambert (2013), Methods of prescribing relative exercise intensityReview of the practical and physiological limitations of fixed percentages of maximum heart rate and heart-rate reserve.
- Jamnick et al. (2020), Examination and critique of exercise-intensity methodsExplains why fixed percentage zones do not identify the same metabolic domains in every athlete.